Payments of the future
available today
A universal payment gateway for card acquiring and cashless settlements. Visa, Mastercard, MIR, SBP — in one integration for your business.
We accept payments from all major systems
Everything you need to accept payments
Solutions for banks, marketplaces, telecom operators and merchants — without an integration zoo.
Card processing
Full cycle of transaction processing for international and local card payment systems.
Payment wallets
Ready infrastructure for e-wallets and P2P transfers between users.
Global payments
Accept payments in any currency — local or international — with instant conversion.
T+1 settlement
Partner banks settle funds to your account the next business day.
API and SDKs
Documented REST API and ready SDKs for PHP, Python, Node.js and mobile platforms.
24/7 antifraud
Multi-layer transaction protection with machine learning and manual monitoring.
Solutions for any scale
From a startup to a bank — we adapt the technology to your goals and the regulatory requirements of the Kyrgyz Republic.
Turnkey acquiring
- Acquiring bank selection in 1 day
- Online acquiring and QR payments
- Recurring payments and subscriptions
- Marketplace split payments
White-label wallet
- Branded application
- Virtual card issuance
- KYC and customer identification
- SBP and ELCART integration
Processing center
- Certified processing
- Issuing and acquiring
- 3-D Secure 2.0
- Tier III redundancy
Money moves at
the speed of light
Launch your own payment service on our infrastructure. Instant transfers, QR payments, virtual cards and integration with national payment systems.
Protection on par with
global banks
Compliance certificates for international standards, multi-layer antifraud and tokenization of every transaction. Your customers are reliably protected.
Official license
LLC «APOFIZ LIMITED» operates under an official license. The full document is available — tap to open it at full size.
Ready to accept payments
tomorrow?
Leave a request — our manager will reach out within an hour, select an acquiring bank and run a turnkey integration.